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Consumer Loans


Credit Cards
These applications are available in our lobby. We handle cash advances for MasterCard^®, VISA^® and Discover^®. A fee is charged for cash advances. See Miscellaneous Fees.

Check Reserve
This is a confidential line of credit available to Cooperative checking account customers. Credit lines range up to $5,000.00. Funds can be accessed by writing a check or by requesting a cash advance. Check Reserve can be used to avoid overdrafts or to maintain minimum balances. An application must be completed and approved to establish the line of credit.

Other Consumer Loans
We offer a variety of consumer loan programs with flexible payment plans and competitive rates. We want you to enjoy the things you want today.

Equity Line of Credit
This is a revolving line of credit established by using the equity in your home as collateral. This loan is set up for a period of fifteen years and is accessed by writing checks. Payments reduce the loan balance and these funds are available again for use. Equity line interest may be allowed as a tax deduction (consult your tax advisor).