Other Business Services
Access24 Phone Banking
Access your
business accounts with Access24 Phone Banking, 24 hours a day, 7 days a
week. This service is ready when you need account information, wish to
transfer funds or make loan payments. Call toll free 1-877-743-Bank (2265).
ADP AutoPay®
AutoPay®
simplifies your business life. You have some employees who are paid on an
hourly basis and others who are salaried. You need to assign payroll totals
to different departments, or offices, in order to track expenses more
accurately. You have some employees who want direct deposit, while others
insist on a check. You are concerned by the risks associated with managing
your benefit program. You need a partner you can trust to help you manage
this and other issues. Cooperative Bank offers this service jointly with
ADP. AutoPay® is the service that takes these issues in stride.
It’s one of the most comprehensive payroll, payroll tax and human resource
information management solutions available. AutoPay® with its
wide range of options, is designed to grow with you as your needs become
even more demanding.
Business Check Reserve
(Overdraft Protection)
This is a
revolving line of credit that allows you quick access to funds in the event
your business checking account is overdrawn. When payments are made, the
funds are readily available for use again. Low rates and payments make this
a readily usable source of funds for working capital or unexpected
expenses. There is a maximum line amount.
Business Line Of Credit - Money
when you need it.
Funds are
immediately available once the line has been established. Accessing your
funds is as simple as writing a check, calling your bank or calling Access24
Phone Banking at 1-877-743-Bank (2265). The loan approval process is quick
and easy.
EFTPS
EFTPS lets you
make Federal Tax Deposit payments at your convenience 24 hours a day, 7 days
a week. It is convenient, flexible and reliable. This free service is
offered by the U. S. Department of the Treasury. More information can be
obtained by calling 1-800-555-4477 or visit the web site at
www.eftps.gov
Merchant Card Processing
This service
allows on-line approval for your customers’ debit and credit card
transactions. Benefits include next day credit for Visa and MasterCard
sales, 24-hour customer service and monthly statements reporting
transactions and deposit activity.
Merchant Check
Verification Service
As a Cooperative
Bank checking account customer, you have access to on-line check
verification when you are presented a check that is written on a Cooperative
checking account. This can be done through Access24 Phone Banking.
