Business Loans
These loans are
designed to handle most needs of small to medium-sized companies. Our loans
include long-term, short-term, or installment programs. They can be secured
or unsecured with fixed or variable interest rates and flexible payment
terms. These loans can provide funds to acquire new equipment or add
inventory. Leasing is also available.
Construction Loans
These loans are
designed to meet the needs of individuals or contractors who desire a
construction loan with no permanent financing. The program allows the
customer to draw funds as they are needed during construction, based on the
percentage of work completed. Principal payments are not required during
construction; only interest payments.
Equipment Loans
These loans are
for purchasing office equipment, vehicles or machinery.
Land Acquisition And Development
Loans
These loans are
designed for real estate professionals. We provide funding for land
purchases, development (infrastructure) and the construction of residential
homes (multi-family or single-family) or commercial facilities. These loans
are set up on an interest-only basis during the construction period.
Permanent financing is also available.
Small Business Administration
(SBA) Loans
This is a
government guaranteed loan program. This loan can be used to finance
business operations, real estate, machinery and equipment, furniture and
fixtures and working capital. Customer has the option of having fixed or
variable rates. Terms to 10 years for most needs and up to 25 years for
real estate.
Working Capital Loans
This long-term
loan can assist with financing to help working capital needs
